Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. BHIM is interoperable with other Unified Payment Interface (UPI) applications, and bank accounts for quick money transfers. BHIM is developed by the National Payment Corporation of India (NPCI). BHIM is made in India and dedicated to the service of the nation.
How Does it Work?
Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your Payment Address, and you can simply start transacting. Yes! It is that simple.
Send / Receive Money:
Make Cashless Payments or receive money from friends, family and customers through a mobile number or payment address. Money can also be sent to an unregistered user using Mobile number, Account number +IFSC and Aadhaar Number. You can also collect money by sending a request and reverse payments instantly if required.
You can check your bank balance and transactions details on the go.
Custom Payment Address:
You can create a custom digital payment address in addition to your phone number.
You can scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.
You can Block/Spam users who are sending you collect requests from illicit sources.
Pay using Aadhaar:
Make seamless transactions using Aadhaar number.
Per transaction maximum limit of Rs. 10,000
Per day maximum transaction limit of Rs. 20,000
English, Hindi, Malayalam, Tamil, Telugu, Marathi, Gujarati, Punjabi, Kannada, Bengali,Assamese and Odia.
* New Languages Supported: Marathi, Punjabi & Assamese
* Send money using Phone contacts (To BHIM/*99# users)
* Blocking/Unblocking feature to protect users from unknown collect requests
* Easy access to saved beneficiaries
* Scan QR saved in phone gallery to send money
* Download your transaction history to keep track of your payments via BHIM
* SBI Maestro are now accepted
* One time option to edit non-mobile VPA
Download link for Android: BHIM Android
Download link for iOS: BHIM iOS
NOTE: Compatible with android devices that have android version 4.2 and above installed.
Terms & Conditions: http://npci.org.in/documents/Terms-Conditions-NPCI-UPI-App-1.3.pdf
For more information visit: https://upi.npci.org.in/static/faq/en_US